Know where you're underinsured - immediately.

Get Started
Business Insurance for Vehicles

Commercial auto
insurance

From daily deliveries to jobsite travel, commercial auto insurance can help your business
manage costs from covered auto accidents, claims, or vehicle damage.

Value Calculator

Real-time business estimation powered by AI. Get a data-informed estimate of your business value to help inform coverage conversations.**

Value Your Business
Fine Print Facts

Upload your policy and our AI scans your existing coverage to see what's covered. Translated into plain English.**

Identify Coverage Gaps
Insurance Portfolio Health Score

A single number that estimates your level of protection based on your inputs. Track changes over time as your coverage evolves.**

Track Improvements
placeholder
Introduction

What is commercial
auto insurance?

Commercial auto insurance can help pay for covered claims arising from vehicles used during work-related tasks. It typically includes auto liability coverage, and may also include coverage for physical damage to owned vehicles.

Businesses that own, lease, or regularly use vehicles for operations, such as food delivery services or contractors, often purchase commercial auto coverage.

Access to 50+ carriers
The Coverage

What can commercial auto insurance cover?

Bodily Injury Liability

Helps pay damages for injuries to other drivers, passengers, or pedestrians when a business vehicle is involved in a covered accident.

Property Damage Liability

Helps pay damages for property damage your vehicle causes to another person’s property, including vehicles, buildings, or other structures.

Non-Owned Auto Liability

Provides auto liability coverage for businesses when employees use personal vehicles for work-related tasks. It typically does not pay for damage to the employee’s vehicle and does not replace the driver’s personal auto insurance.

Hired Auto Liability

Provides auto liability coverage for rented or leased vehicles used for business purposes.

Collision Damage

Physical damage coverage that helps pay to repair or replace your business vehicles after collisions.

Comprehensive Damage

Helps pay for non-collision losses such as theft, vandalism, fire, weather events, or animal-related damage.

Coverage described above is general; actual coverages, definitions, and exclusions vary by policy form, state and insurer.

Top Industries

Who can benefit from commercial auto insurance?

Commercial auto insurance can be helpful for businesses that own, lease, or regularly use vehicles for their work. It’s especially crucial for businesses who make regular deliveries, conduct client visits, or travel frequently between job sites.

Construction Businesses
Transporting crew & equipment
Food & Beverage Businesses
Food delivery & catering
General & Independent Contractors
Transporting crew & equipment
Landscaping Companies
Transporting crew & equipment
Service Professionals
Client service calls
Cleaning & Maintenance
Transporting crew & equipment
Additional Coverage

Other types of coverage
you might need

While commercial auto insurance can help cover auto liability and vehicle damage exposures, many businesses need additional coverage for non-auto risks like property damage, employee injuries, and third-party liability.

placeholder
General Liability Insurance

Liability coverage for your
everyday operations

General liability insurance can help cover certain third-party bodily injury and property damage claims unrelated to driving incidents.

Common Questions

Commercial auto
FAQs

Got questions? Don’t worry, you’re not alone. Here are some of the most common questions from business owners about commercial auto insurance.

In most cases, no. Personal auto policies typically exclude business use beyond commuting, making commercial auto insurance necessary for work-related driving.

Transparent Insurance for Businesses

Get Started.
Get Supersure.

Talk to our team today and get started with your Supersure business insurance coverage.

  • Quotes Facilitated Through 50+ Carriers
  • Real Support from Real People
  • Smart Coverage From Competitive Markets